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The RMD Exceptions That Could Save Retirees Thousands in Taxes
What if you could legally skip your RMD this year—or reduce it by thousands of dollars? Key points: • The SECURE 2.0 Act raised the RMD age to 73 starting in 2023 • QLACs (Qualified Longevity Annuity Contracts) can exclude up to $200,000 from RMD calculations • Defined benefit pensions and Roth IRAs are not subject to RMDs during the ...
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