The 4% withdrawal rule for retirement planning assumes excessive equity allocation (50-75%), which makes it impractical. To make this worse, the 4% rule ...

In this article, SEBI RIA Abhishek Kumar reviews SEBI’s Draft Circular on Revised MF Categorisation Rules. About the author: Abhishek is part of a freefincal’s curated list of fee-only financial ...

Last year, when we published the Unified Pension Scheme vs National Pension Scheme Calculator, many readers were surprised that we used a single formula to determine future NPS corpus by treating it ...

The mutual fund industry keeps talking about how X or Y fund or fund category is an “alternative” to a fixed deposit. Is this true? Which mutual fund is a good alternative to a fixed deposit? The ...

I have been investing for my son's future (college and other expenses) since Dec 2009 - a month before he was born (He is 15 ...

This is a debt mutual fund screener for portfolio selection, tracking, and learning. It also includes hybrid funds that invest in bonds. It will satisfy ...

Super top-up health insurance is designed to cover medical expenses that exceed a certain limit the d. Given the continuous ...

Sebi-registered investment advisor Abhishek Kumar offers a balanced, data-driven perspective on a social media post that claimed index funds are ...

Two communities know the benefits of approaching a SEBI-registered fee-only financial planner who charges a flat rate (not a percentage of your assets): ...