There's a good chance you can get your IRMAA eliminated or reduced if your income has dropped in the past two years.

Medicare's income-based premium surcharges are poised to reach deeper into the middle class, potentially pulling millions of additional retirees into higher monthly costs just as they shift from ...

“Your retirement income could trigger a Medicare penalty you didn’t even know existed.” Most retirees think of Medicare as a safety net — a predictable, reliable program that helps cover health ...

Many retirees are surprised to learn that their Medicare premiums are not fixed. In fact, a lesser-known factor called the income-related monthly adjustment amount (IRMAA) can significantly increase ...

I’ll reach my RMD distribution age in 2026, and I’m trying to figure out how much I can transfer from my traditional TSP account into an external Roth IRA in 2025 without exceeding the IRMAA threshold ...

Lincoln, Nebraska – IRMAA Certified Planner is proud to announce that FINRA, The Financial Industry Regulatory Authority, is now listing the IRMAA Certified Planner Designation (IRMAACPtm) for ...

Medicare increases the monthly premiums for Part B and Part D coverage if your income is higher than certain limits. To avoid these surcharges, you can reduce your modified adjusted gross income. If ...

I'm sorry you've had so much trouble with this topic-many retirees run into similar questions when planning Roth conversions around Medicare premium thresholds. Fortunately, the answer is pretty ...