Certificates of deposit (CD) accounts have unique features that many other savings vehicles lack. Right now, they have interest rates in the 4% to 4.50% range, which makes them many times more ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. This is a real concern for savers, particularly for those with CD ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Once a certificate of deposit matures, you enter into what’s called the grace period. You can withdraw funds or let your CD renew. Many, or all, of the products featured on this page are from our ...

Many people use certificates of deposit (CDs) as a safe, predictable way to grow their savings. But what do you do when your CD matures? You’ll enter a short grace period where you can withdraw your ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

A certificate of deposit rollover is the process of transferring money from an existing CD into a new one as soon as it ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

The Federal Reserve cut interest rates at its October meeting, but great CD rates haven't vanished overnight. Banks don't adjust their rates the moment the Fed acts. It takes days or even weeks for ...