GOBankingRates on MSN
Best CD rates today: January 1, 2026 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Soy Nómada on MSN
Best CD rates right now: How savers are locking in up to 4.40% APY before rates shift
Bigger yields are back on the table, and Americans looking for stability are turning to certificates of deposit as one of the smartest low-risk moves of the moment.
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.
The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...
Short-term CDs offer flexibility and top rates today, while long-term CDs protect you from the rate cuts likely coming next ...
Joshua Rodriguez is a personal finance and investing writer with a passion for his craft. When he's not working, he enjoys time with his wife, two kids and two dogs. So, which CD term is best? Your ...
Robin Hartill is a Florida-based Certified Financial Planner and a longtime financial editor and writer. Her work regularly appears on The Motley Fool, Yahoo! Finance and Nerdwallet. Previously, she ...
6-month CDs offer some of the highest APYs right now, but rates may be lower six months from now. 5-year CDs have lower APYs, but locking in today's rates for years may be a smart call. High-yield ...
With the Fed expected to cut rates later this year, now’s the time to lock in a high CD rate. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal ...
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