Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The national average FICO ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Paying bills on time is most important. Using credit cards helps, but carrying a balance does not. The age of your credit accounts matters, too, and there are easy ways to improve it. Only 1.54% of ...

The credit score that helps determine the biggest financial decision in most Americans’ life—their mortgage—is controlled by an exclusive club. In July, Bill Pulte, who leads the Federal Housing ...

Your credit score is one of the most important aspects of your financial life. Knowing how to improve a credit score, especially if it's less than stellar, can open the door to all sorts of ...

A 650 credit score may not be bragging rights material, but it’s enough to secure competitive mortgage terms if you know where to look. We rounded up the best flexible lenders working with borrowers ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.