Major changes to retirement savings are here in 2026. Learn the new 401(k) and IRA limits, the enhanced catch-up rules, and ...

President Trump said he opposes a plan endorsed by one of his top economic advisers to let Americans use 401(k) funds to make down payments on homes.

If you put money into your employer's 401(k) without specifically choosing investments, there's a good chance your money will ...

New IRS rule affects high-income earners making 401k catch-up contributions. Workers earning $150,000+ must now use Roth accounts, losing tax deductions.

Trump’s proposal to allow penalty-free 401(k) withdrawals for down payments could boost homebuying but risk undermining ...

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A 401(k) is an employer-sponsored savings plan that allows ...

The SECURE 2.0 Act helped pave the way for employers to offer workers annuities in their retirement plans. Most recently, Vanguard began offering employees regular payouts within 401(k) plans. An ...

But as awesome as IRAs and 401(k)s are, you should also be looking outside of these accounts in the course of saving for retirement. Here's why. You ne ...

If you contribute to a 401 (k), your employer likely does, too — but not all matches are created equal. Some companies offer generous matches that can boost long-term savings, while others provide ...

Both a HSA and a 401(k) are for tax-advantaged savings—the former for health expenses only, and the latter for retirement.

Setting up a 401(k) comes with costs and considerations, but experts say it's the best choice, especially for employers ...